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| 99 Lenders.com is not acting as a lender or a broker ("Service Provider"). The information provided by you to 99 Lenders.com is not an application for a mortgage loan nor it is used to pre-qualify you with any lender. Leading Service Providers, who participate in our participating network, may have loan products available, matching the criteria you submit via our forms. If you are contacted by Service Provider(s), advertising within our or our participating network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. 99 Lenders.com does not guarantee that the rates or terms offered and made available by participating Service Providers are the lowest rates available in the market or the best terms available; not all Service Providers in our network offer the products that we advertise. Completing our forms does not obligate you to purchase a service or product from any partners in our participating network, nor does it obligate a provider to offer to you any particular service about which you may have inquired. * Refinance Rates at 2.37%. Example assumes a $200,000, 5-year Adjustable Rate Mortgage (ARM) with an initial fixed rate of 2.375%, and $2,953 lender fees due at closing. The Annual Percentage Rate (APR) is 2.929%. Rate is variable. Monthly payment of $777 is fixed for the first five years and does not include taxes and insurance. After five years, the interest rate and payment will adjust every year and equal the total of the ARM index (1 yr LIBOR, 0.721%) plus a margin of 2.25%. The maximum annual increase in interest rate is 2% and the maximum lifetime rate increase is 5% above the initial interest rate. This loan is amortized over 30 years. The example assumes a consumer with excellent credit with a loan to value (LTV) ratio of 70% or less on a primary residence. Rates and terms offered may vary depending on your credit history, amount of equity in the property, location, type of property, verification of information and other factors. Rates are subject to change without notice. This program is available as of June 17, 2011 from a participating Service Provider. ** $170,000, $200,000, or $300,000 mortgage as low as $661, $777, or $1,166 per month. Example assumes a $170,000, $200,000, or $300,000, 5-year Adjustable Rate Mortgage (ARM) with an initial fixed rate of 2.375%, and respectively $2,915, $2,953, and $2,466 lender fees due at closing. The Annual Percentage Rate (APR) is respectively 2.952%, 2.929%, and 2.869%. Rate is variable. Monthly payment of respectively $661, $777, or $1,166 is fixed for the first five years and doest not include taxes and insurance. After five years, the interest rate and payment will adjust every year and equal the total of an ARM index (1 yr LIBOR, 0.721%) plus a margin of 2.25%. The maximum annual increase in interest rate is 2% and the maximum lifetime rate increase is 5% above the initial interest rate. This loan is amortized over 30 years. The example assumes a consumer with excellent credit with a loan to value (LTV) ratio of 70% or less on a primary residence. Rates and terms offered may vary depending on your credit history, amount of equity in the property, location, type of property, verification of information and other factors. Rates are subject to change without notice. This program is available as of June 17, 2011 from a participating Service Provider. |
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